Most businesses lose money in four places every day: cash flow gaps, ignored documents and subscriptions, the wrong card, and idle dollars. I watch all four, text you what I find, and wait for your answer. You make the final decision.
No app to open. No dashboard to check. One link when the numbers need a screen.
Sample texts. Figures are illustrative. Texting is included with Operator.
Four places a business loses money, and the kind of text I'd send you about each.
I watch runway and invoice aging, and text you before a gap opens, with the reminder already drafted.
Payroll, the Ferguson bill and your quarterly tax all land the week of the 15th. That's $11,600 against $9,200 in the account. I drafted a reminder for the $4,800 Hartwell owes you. Send it?
I read what you upload, catch the auto-renewals and the vendor that has crept up, and ask before cancelling.
Your $14,400 software contract renews in 9 days, and the cancellation window closes Friday. Nobody has logged in since June. Cancel it?
I see which card earns the most for each kind of spend, and tell you when you've used the other one.
You spent $3,100 on fuel last month on the card that earns 1%. Your other card earns 4% there. That's $93 a month. Want me to remind you at the pump?
I notice cash sitting still and show you what moving it would earn. You decide whether it moves.
$22,000 has sat in checking for 90 days above what you need for payroll. A business savings account would earn about $80 a month on it. Move it, or leave it?
Sample texts. Figures are illustrative.
Doing it is. I run one simple loop on your real numbers: I read, decide what matters, tell you plainly, wait for your call, and then check your accounts to see that it actually happened. Each turn teaches me what works for you.
Follow-through rate: the share of suggestions that actually get done.
A suggestion counts as followed through only when your accounts show it happened. If I can't confirm it, I don't count it.
I read your connected accounts and documents. Read-only. No spreadsheets, no manual entry.
I sort what matters most this week, so you get the one thing worth your attention instead of a list of twenty.
Get paid. Set the tax aside. Stop reopening that invoice. I flag the invoice that's gone quiet, draft the follow-up, and confirm when the payment lands.
Approve it, put it off, or dismiss it. I suggest. You make the final call.
I look at your actual accounts to confirm the invoice got paid, the transfer happened, the charge stopped. Not a checkbox. Proof.
Every turn shows me what works for you: the smaller first step, the better time of day, the kind of nudge you actually act on.
Read-only accessI never store your bank passwordYour data is never sold or used to train AI
The four places in more detail, all from the accounts you already have.
Can I afford this?
$800 truck repair $4,500 equipment $12,000 vendor invoice $31,600 payroll
Your Chicago sales trip is $1,650 in flights and hotel. Booking through the Amex Travel portal uses 110,000 of your 120,000 points at 1.5 cents each. Book it with points?
Ordino Brain learns how your business works from the tools you already use, like Google Workspace, Slack, Notion and HubSpot, and from what your advisors send you, and cites them when it recommends something. The Weekly Brief sums up your week every Monday. Everything else comes by text, with one link when the numbers need a screen.
Sample texts. Figures are illustrative.
Keep your accounting software. Keep your bookkeeper. I connect to your books and fill the gap between them: the day-to-day watching nobody has time for.
| Your accounting software | A bookkeeper | Ordino | |
|---|---|---|---|
| What it does | Records transactions and runs reports | Keeps the books accurate and closes each month | Watches the four places every day and tells you what to do next |
| When you hear about a problem | When you run a report | At month-end, or when you ask | The day it shows up, by text |
| An invoice that's gone quiet | Shows it on the aging report | May chase it, if that's in their scope | Flags it and drafts the reminder |
| A contract about to renew | Records the charge after it hits | Sees it at month-end | Warns you before the cancellation window closes |
| Which card to use | Not its job | Not their job | Tells you the best card for each kind of spend |
| Who decides | You | You, with their advice | You. I ask before any money moves |
Without OrdinoYou find out a customer is 47 days late when you need the cash.
With OrdinoI texted you on day 31, with the reminder drafted. You said “Send.”
Without OrdinoA software contract renews. The cancellation window closed last month.
With OrdinoI asked about it nine days before the window closed. You said “Cancel it.”
Without OrdinoPayroll goes out and you hold your breath.
With OrdinoPayroll goes out. I told you on Tuesday it was covered, with $58K left after.
Without OrdinoYou open the books to see where you stand.
With OrdinoYou get your Sunday back. The Weekly Brief arrives Monday morning.
Figures are illustrative.
Bank, cards, accounting and payroll. I can see them but can't move money on my own.
One text when something needs you, with the reminder, cancellation or payment already written.
"Send." "Cancel it." "Leave it." Then I check that it happened, so nothing you approve quietly slips.
Two plans, billed monthly or annually. Cancel anytime.
Cash flow clarity. Catch every leak.
$150/month
Billed monthly
Choose StarterEverything in Free, plus:
Most popular
Everything in Starter, and I text you.
$250/month
Billed monthly
Choose OperatorEverything in Starter, plus:
Coming soon: a written summary of your month, ready for your board.
Every plan includes follow-through: I check that what you approved actually happened.
Bank and card connections start with Starter. Start on Free
I connect to your bank through Plaid, which is SOC 2 Type II certified. I never store your bank password, only a read-only access token, and that token is encrypted. Your data travels over encrypted connections. Inside Ordino, only the people who run and support the service can access it. You can revoke my access anytime from Settings or from your bank.
No. Your data isn't sold, licensed or shared with advertisers or data brokers. I use AI models from OpenAI and Anthropic under business terms that don't allow them to train on your data.
No. I work with the accounts you already have: over 12,000 banks and credit unions, and your accounting software. I'll suggest a better card or account when it's worth it, but switching is always your call.
No money moves without your approval. Drafted emails, like a payment reminder, go out when you approve them. If you choose to, you can let me send certain kinds of messages on my own after a waiting period.
No. I watch the day-to-day so they don't have to, and I hand them clean exports and an audit package when they need them.
Yes, on any plan, from Settings. If you close your account, you have 30 days to change your mind, then your data is permanently deleted.
The Operator plan and a verified phone number. Reply STOP anytime to stop texts.
Anytime, from Settings. If you cancel within 14 days of your first payment, you get a full refund.